Privacy Policy for Lumina

Our Philosophy on Privacy

At Nascentra Labs, we recognize that your financial records are among your most sensitive personal assets. We have built Lumina with a "Privacy First" architecture, ensuring that we never act as a middleman between you and your data. We do not want your data, we do not see your data, and we have designed our systems to ensure it stays that way. This policy outlines our commitment to your digital sovereignty.

1. Absolute Zero Tracking Policy

We have engineered Lumina to be an island. We do not track your behavioral patterns, your geographic location, or your session frequency. Unlike traditional financial apps that profile users to sell "insights," we remain entirely blind to how you interact with our interface. Your journey through the app is your private experience.

2. Local Data Sovereignty

All financial information, transaction histories, and flow dynamics you create are stored exclusively on your device's internal encrypted storage. We do not maintain cloud databases, nor do we host external servers that store your financial records. When you save a transaction, it stays on your hardware and nowhere else.

3. Exclusion of Advertising Frameworks

We find advertisements to be an intrusion into the zen-like experience of financial management. Consequently, we have omitted all advertising SDKs. This ensures that no third-party ad networks can "fingerprint" your device or collect metadata about your usage habits through our application.

4. Absence of Third-Party Analytics and Crashlytics

To maintain total code integrity, we have intentionally excluded telemetry tools like Google Analytics or Firebase Crashlytics. While most developers use these to monitor crashes, we believe the trade-off—sharing device identifiers with tech giants—is too high. We prioritize your privacy over our ease of debugging.

5. Zero Data Collection and Harvesting

Nascentra Labs does not collect, harvest, sell, or trade personal data. We have no mechanism to see the names, amounts, or categories you define within the "Category Vortex" or "Fluid Vessel" systems. We cannot sell what we do not possess.

6. International Compliance Standards

Our privacy framework is designed to exceed the requirements of global regulations, including the EU's General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA). By practicing "Data Minimization"—collecting nothing at all—we provide you with the highest level of international legal protection.

7. Transparency of System Permissions

We only request permissions that are vital to the aesthetic and functional operation of the app. For instance, we may use haptic feedback engines to enhance the "Fluid Flow" feel, but we never request access to your contacts, camera, microphone, or SMS messages. Every permission is audited for necessity.

8. Security Architecture and User Responsibility

Since we do not hold the keys to your data, its security is tethered to your device's security. We encourage you to use system-level biometrics or strong passcodes. Our app relies on the robust encryption provided by your mobile operating system to keep your local database safe from unauthorized physical access.

9. No Use of Persistent Identifiers

We do not use "cookies," Advertising IDs (IDFA/AAID), or persistent device serial numbers to identify you. Every installation of Lumina is a unique, anonymous instance that cannot be linked back to a specific individual by our team.

10. Protection of Minors

Lumina is safe for all ages because it does not collect information. We comply with COPPA and other international minor protection acts by ensuring that no data from any user, regardless of age, is ever transmitted to Nascentra Labs or any third party.

11. Complete Data Portability and Erasure

You are the sole owner of your data. If you wish to delete your records, you can do so instantly by clearing the app data or uninstalling the application. This process is final and irreversible because we do not keep "ghost" copies on any backup servers.

12. Localized Computational Processing

Any complex calculations regarding "Fluid Dynamics" or financial projections are performed locally using your device's CPU and GPU. We do not send your numbers to an external API for processing, ensuring your financial logic never leaves your palm.

13. Adherence to App Store Data Safety

We strictly follow the rigorous transparency mandates set by global application distribution platforms. Our "Data Safety" declarations are verified to be accurate: we do not share data with third parties because we do not collect it in the first place.

14. Direct Support and Inquiry Channel

We believe in human-to-human transparency. If you have questions regarding our privacy philosophy or want to learn more about how we protect your digital footprint, you can reach our development team directly at nascentra@gmail.com.